Who Do We Help?

Our approach will be based on the stage of life you are in now.  Most people see themselves in one of the following descriptions:

Accumulators

Are you looking to organize your financial life, save for retirement, take care of your family, and plan for the future?

Are you asking yourself questions like these?

  • “I want to see all of my accounts and financial information in one place. Where do I find this?” 

  • "I need more organization to my finances and need to consider 'What-If' scenarios. How do I do this?"

  • "Are my student loans structured properly so I will pay the least amount of interest?"

  • "Will my family be protected if something happens to me? Do I have all the necessary documents in place?"

  • "Finance just feels so confusing. How can I learn more from a trustworthy source?”

Pre-Retired

Are you nearing retirement or faced with a major financial decision such as paying for college, purchasing a rental property or a vacation home, investing an inheritance, caring for parents, or divorce?

Are you asking yourself questions like these?

  • “When can I retire? Do I even have enough?”
     
  • "How can stay accountable towards my retirement goal?"
     
  • "Am I investing safely?"
     
  • "Am I doing the right thing to combine taxable and tax-free sources of retirement income?

Retired

Are you already retired and want to enjoy your retirement years? Are you planning extended travel, more volunteering, and more time with your children and grandchildren?

Are you asking yourself questions like these?

  • "How do I better position my assets and income to generate the optimum after-tax income?"
     
  • "How much can I confidently take out of my retirement plans?”
     
  • "Does it make sense for me to convert my IRA under the new rules to benefit my heirs?"
     
  • "How will this money affect my grandchildren? I do not want to spoil or entitle them.  Can you educate my family to prepare them for a future inheritance?"
     
  • "How can I reduce taxes?

Business Owner

Many of our clients started a business years ago and are now considering how to transition into the next stage of life. We can help you think through this complex topic to make wise choices with the transfer of both ownership and management.

Are you asking yourself questions like these?

  • "How do I maximize the value of all the work I have put into this business over all these years?"
     
  • "I want to transfer my ownership to a family member, a long-time key employee, or my partners.  How do I structure this?"
     
  • "I want to sell the ownership but remain involved with a consulting relationship.  How do we structure this?"
     
  • "How can I make sure that whoever buys my business will have the leadership and management skills to continue to make it successful?"
     
  • "What will I do with the rest of my life?"

We have the expertise and professional network to help answer all these questions for you. The purpose of our work is to help you manage your financial decisions so you work towards a confident and happy life

Real Estate

Do you own real estate or plan to purchase it in the near future? We can help you plan out the process, provide suggestions for outside real estate professionals, and even help you implement the transfer of real estate assets to the next generation.*

*LPL Financial and Titan Financial Associates do not offer real estate services. 

Multi-Generational Family

Most families have a hard time talking about money and, more importantly, who gets to make decisions about it. We are always available to talk about how to help improve family dynamics about money. We even have experience leading family meetings to safely and proactively address these topics.